:root {
  --primary: #0b2545;
  --secondary: #1f6feb;
  --accent: #19a974;
  --light: #f5f8fc;
  --dark: #172033;
  --muted: #667085;
  --white: #ffffff;
  --border: #dfe7f1;
  --shadow: 0 12px 35px rgba(11, 37, 69, 0.10);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "Inter", Arial, sans-serif;
  color: var(--dark);
  background: var(--white);
  line-height: 1.65;
}

h1, h2, h3, h4 {
  font-family: "Montserrat", Arial, sans-serif;
  line-height: 1.2;
  margin-top: 0;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
}

.container {
  width: min(1120px, 92%);
  margin: auto;
}

.topbar {
  background: var(--primary);
  color: var(--white);
  font-size: 0.9rem;
  padding: 8px 0;
}

.topbar-inner {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.navbar {
  background: rgba(255,255,255,0.98);
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 999;
}

.nav-inner {
  min-height: 74px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 800;
  color: var(--primary);
}

.brand-mark {
  height: 46px;
  width: 46px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--secondary), var(--primary));
  color: var(--white);
  display: grid;
  place-items: center;
  font-size: 1.25rem;
  box-shadow: var(--shadow);
}

.brand-text small {
  display: block;
  font-size: 0.63rem;
  letter-spacing: 0.08em;
  color: var(--muted);
}

.nav-links {
  display: flex;
  gap: 24px;
  align-items: center;
}

.nav-links a {
  font-weight: 600;
  color: #344054;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--secondary);
}

.nav-toggle {
  display: none;
  border: 0;
  background: transparent;
  font-size: 1.8rem;
  color: var(--primary);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 22px;
  border-radius: 9px;
  font-weight: 700;
  border: 1px solid transparent;
  cursor: pointer;
  transition: 0.2s ease;
}

.btn-primary {
  background: var(--secondary);
  color: var(--white);
}

.btn-primary:hover {
  background: #1559bd;
  transform: translateY(-1px);
}

.btn-outline {
  border-color: var(--secondary);
  color: var(--secondary);
  background: var(--white);
}

.btn-outline:hover {
  background: #edf4ff;
}

.hero {
  padding: 95px 0 80px;
  background:
    radial-gradient(circle at 90% 20%, rgba(31,111,235,0.18), transparent 35%),
    linear-gradient(135deg, #f8fbff 0%, #eef5ff 55%, #ffffff 100%);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  align-items: center;
  gap: 48px;
}

.eyebrow {
  display: inline-block;
  padding: 7px 12px;
  border-radius: 999px;
  background: #e7f0ff;
  color: var(--secondary);
  font-weight: 800;
  font-size: 0.8rem;
  letter-spacing: 0.04em;
  margin-bottom: 18px;
}

.hero h1 {
  font-size: clamp(2.4rem, 5vw, 4.2rem);
  color: var(--primary);
  margin-bottom: 20px;
}

.hero p {
  font-size: 1.1rem;
  color: var(--muted);
  max-width: 680px;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 30px;
}

.trust-row {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  margin-top: 34px;
  color: #344054;
  font-size: 0.95rem;
  font-weight: 600;
}

.hero-card {
  background: var(--white);
  padding: 28px;
  border-radius: 18px;
  box-shadow: var(--shadow);
  border: 1px solid var(--border);
}

.hero-card h3 {
  color: var(--primary);
  margin-bottom: 8px;
}

.hero-card form,
.form-card form {
  display: grid;
  gap: 14px;
}

input, select, textarea {
  width: 100%;
  padding: 13px 14px;
  border: 1px solid #ccd7e5;
  border-radius: 8px;
  font: inherit;
  background: #fff;
}

input:focus, select:focus, textarea:focus {
  outline: 2px solid rgba(31,111,235,0.18);
  border-color: var(--secondary);
}

textarea {
  min-height: 120px;
  resize: vertical;
}

.consent {
  font-size: 0.78rem;
  color: var(--muted);
}

.section {
  padding: 82px 0;
}

.section-light {
  background: var(--light);
}

.section-head {
  max-width: 700px;
  margin: 0 auto 42px;
  text-align: center;
}

.section-head h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  color: var(--primary);
}

.section-head p {
  color: var(--muted);
}

.grid {
  display: grid;
  gap: 24px;
}

.grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid-4 {
  grid-template-columns: repeat(4, 1fr);
}

.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 26px;
  box-shadow: 0 6px 20px rgba(11,37,69,0.06);
}

.card:hover {
  transform: translateY(-3px);
  transition: 0.2s ease;
}

.icon {
  width: 70px;
  height: 70px;
  border-radius: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, #0b2545, #1f6feb);
  color: #ffffff;
  font-size: 29px;
  margin-bottom: 22px;
  box-shadow: 0 14px 28px rgba(31, 111, 235, 0.24);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.card:hover .icon {
  transform: translateY(-4px) scale(1.06);
  box-shadow: 0 18px 34px rgba(31, 111, 235, 0.3);
}

.card h3 {
  color: var(--primary);
}

.card p {
  color: var(--muted);
}

.steps {
  counter-reset: step;
}

.step {
  position: relative;
}

.step::before {
  counter-increment: step;
  content: counter(step);
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--secondary);
  color: white;
  font-weight: 800;
  margin-bottom: 16px;
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 46px;
  align-items: center;
}

.list-check {
  list-style: none;
  padding: 0;
  margin: 22px 0;
}

.list-check li {
  margin: 12px 0;
  padding-left: 28px;
  position: relative;
}

.list-check li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--accent);
  font-weight: 900;
}

.cta {
  background: linear-gradient(135deg, var(--primary), #123e70);
  color: var(--white);
  border-radius: 20px;
  padding: 46px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
}

.cta h2 {
  margin-bottom: 8px;
}

.page-hero {
  padding: 72px 0;
  background: linear-gradient(135deg, #f3f7fd, #eaf2ff);
  text-align: center;
}

.page-hero h1 {
  color: var(--primary);
  font-size: clamp(2.2rem, 5vw, 3.7rem);
}

.content {
  max-width: 860px;
  margin: auto;
}

.content h2 {
  color: var(--primary);
  margin-top: 38px;
}

.content p,
.content li {
  color: #475467;
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 32px;
}

.contact-box {
  background: var(--primary);
  color: var(--white);
  border-radius: 16px;
  padding: 30px;
}

.contact-box p {
  color: #dbe7f4;
}

.form-card {
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 30px;
  box-shadow: var(--shadow);
}

.notice {
  background: #fff8e8;
  border-left: 4px solid #f5a623;
  padding: 16px 18px;
  border-radius: 8px;
  color: #6b4f00;
}

footer {
  background: #081b33;
  color: #dce6f1;
  padding: 58px 0 20px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 0.8fr 0.8fr 1fr;
  gap: 30px;
}

footer h4 {
  color: white;
}

footer a {
  display: block;
  margin: 8px 0;
  color: #dce6f1;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  margin-top: 32px;
  padding-top: 18px;
  font-size: 0.86rem;
  color: #9fb0c4;
}

.whatsapp {
  position: fixed;
  right: 20px;
  bottom: 20px;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #25d366;
  color: white;
  display: grid;
  place-items: center;
  font-size: 1.55rem;
  box-shadow: 0 8px 26px rgba(0,0,0,0.2);
  z-index: 1000;
}

@media (max-width: 900px) {
  .hero-grid,
  .split,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .grid-3,
  .grid-4,
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }

  .nav-toggle {
    display: block;
  }

  .nav-links {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 74px;
    background: white;
    padding: 20px 4%;
    border-bottom: 1px solid var(--border);
    flex-direction: column;
    align-items: flex-start;
  }

  .nav-links.show {
    display: flex;
  }
}

@media (max-width: 620px) {
  .grid-3,
  .grid-4,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .hero {
    padding-top: 65px;
  }

  .cta {
    padding: 30px;
    flex-direction: column;
    align-items: flex-start;
  }

  .topbar-inner {
    justify-content: center;
    text-align: center;
  }
}